Who it's for
One ledger, real statements,
a faster close.
Financial statements read live off a real ledger, approval flows that keep spend on purpose, multi-currency that revalues itself, and a month-end that is a review instead of a rebuild.
One ledger, real statements
Statements you can hand to a board, not a spreadsheet you rebuild.
Every invoice, bill, payment, and pay run posts a balanced journal, and your P&L, balance sheet, and cash-flow statement are read off those entries the moment you open them. There is no separate model to reconcile and no "type last month into the deck" ritual. When someone questions a figure, you drill from the report straight down to the entries behind it.
- P&L, balance sheet, and cash flow derived live from the ledger
- Drill-down from any figure to the underlying journals
- Slice by department, project, or dimension for management views
Read straight off the ledger the moment you open it. No "close the model" step, because the model is the books.
Spend, with control
Money leaves the business on purpose.
Purchase orders and bills route through approval flows you define. Set thresholds so a courier bill clears on a rule while a capex commitment waits for the CFO, and everyone can see where a request is sitting. Payment runs then batch what is approved and post it to the books, so control and record-keeping are the same action.
- Approval flows with thresholds by amount, category, or team
- Purchase orders matched to bills and receipts
- Payment runs that batch approved bills and post automatically
Money leaves the business on purpose. Thresholds route the big ones, rules clear the small ones.
Trade in any currency
Multi-currency that revalues itself, so FX is not a surprise.
Invoice a US customer in dollars and pay a supplier in dirhams from the same books. Vinance records the rate on every foreign-currency document and revalues your open balances at period end, so realised and unrealised FX land in the right place automatically. You see your exposure by currency without exporting anything to a side sheet.
- Transact and hold balances in multiple currencies
- Automatic FX revaluation of open balances at period end
- Exposure by currency, live, not reconstructed after the fact
Close faster
Because entries post as work happens, month-end is a review, not a rebuild. Reconcile the bank, post adjusting journals, lock the period, done.
Cash you can actually forecast
Live cash on hand, receivables aging, and money in vs out give you a runway read off the real ledger, not a stale projection.
Roles for a growing team
Give sales invoicing access, AP the bill queue, and finance the journals and close, all on one live ledger with an audit trail behind every entry.
Figures illustrate the sample company, Meridian Trading Co. Automation, alerts, and custom functions are included too; see automation & approvals.
Frequently asked questions
Are the financial statements really derived from the ledger?
Yes. Every document posts a balanced journal, and the P&L, balance sheet, and cash-flow statement are read off those entries live. You can drill from any figure to the journals behind it. See reports & dashboards.
Can we enforce approval before money goes out?
Yes. Purchase orders and bills route through approval flows with thresholds by amount, category, or team, then payment runs batch what is approved. See bills & purchases.
How does Vinance handle multiple currencies?
You can transact and hold balances in multiple currencies. Vinance records the rate on each foreign-currency document and revalues open balances at period end, posting realised and unrealised FX automatically. See multi-currency & tax.
Will this help us close the month faster?
Yes. Because entries post as work happens, month-end is a review rather than a rebuild: reconcile the bank, post adjusting journals, lock the period. There is no separate model to catch up.
Can different people have different access?
Yes. You can give sales invoicing access, accounts payable the bill queue, and finance the journals and close, all on one live ledger with an audit trail behind every entry.
Move your books off the spreadsheet.
Invoices to bank feeds, payroll to financial statements. One platform, priced by the company and not the seat, on web and desktop.
All modules included · Real double-entry books · Explore a seeded sample company in one click